At Nickel Pediatric Dentistry, Dr. Andrew Nickel and our team believe every child should have access to high-quality pediatric dental care. We work closely with families to help make treatment affordable by providing clear cost estimates, working with many insurance providers, and offering convenient payment options.
Our goal is to help parents understand their coverage and financial responsibilities so they can focus on their child’s oral health with confidence.
Do You Accept Dental Insurance?
Yes. Nickel Pediatric Dentistry works with many insurance providers to help families maximize their benefits. Because insurance plans change frequently, we recommend contacting our office to confirm your specific coverage before your appointment.
Insurance Participants (In-Network)
- Aetna PPO
- Ameritas
- Arizona Complete Health (AHCCCS)
- Blue Cross Blue Shield of Arizona
- Careington
- Cigna PPO
- Delta Dental PPO
- Dentemax
- GEHA
- Guardian
- Humana
- Liberty Dental
- Lincoln Financial
- Lineco
- MetLife
- Mutual of Omaha
- Premier Access
- Principal
- Southwest Services
- Sunlife (formerly Assurant)
- TDA PPO
- UMR
- United Concordia
- United Healthcare PPO
- United Healthcare Community Plan (AHCCCS)
- UNUM
If your insurance provider is not listed, please contact our office. Our team is happy to help determine whether your plan is accepted.
How Does Dental Insurance Work?
Dental insurance is designed to help offset the cost of dental care. Before your appointment, our team will provide an estimated co-payment amount based on information received from your insurance provider.
It is important to understand that these estimates are not a guarantee of payment or approval from the insurance company. Insurance companies determine final coverage after processing the claim.
Your estimated portion is typically due at the time of service. After insurance processes the claim, any remaining balance will be billed to you.
Who Is Responsible for the Dental Charges?
While we work closely with insurance providers to help maximize your benefits, the financial responsibility for dental services ultimately belongs to the patient or parent.
Our relationship is with you, not the insurance company. Dental insurance is a benefit that helps assist with treatment costs, but it may not cover all services.
Our team will always do our best to help you understand your benefits and expected costs before treatment begins.
What If I Receive a Statement After My Appointment?
If there is a remaining balance after your insurance claim has been processed, a statement will be sent to you.
We ask that balances be paid promptly after receiving your statement. If unexpected circumstances arise, please contact our office. Our team will do our best to assist you and discuss possible solutions.
What Payment Methods Do You Accept?
For your convenience, Nickel Pediatric Dentistry accepts most major credit cards.
If you have questions about billing, insurance benefits, or payment options, our team is always happy to assist you.
Frequently Asked Questions
Understanding insurance and payment options can sometimes feel confusing. Below are answers to common questions parents ask about financial policies and insurance coverage.
Do You File Insurance Claims for Patients?
Yes. Our team will complete and submit claims to your insurance provider on your behalf to help you receive any benefits available through your plan.
How Do I Know What My Insurance Will Cover?
Before your appointment, we will contact your insurance company to request coverage information and provide an estimated co-payment amount. Final coverage is determined by the insurance company once the claim is processed.
What Happens If My Insurance Pays Less Than Expected?
If your insurance provider pays less than the estimated amount, the remaining balance will be billed to you. A statement will be sent once the insurance claim has been finalized.
Can I Contact the Office if I Have Billing Questions?
Absolutely. Our team is always happy to help answer questions about statements, insurance claims, or payment options.
What If My Insurance Is Not Listed?
Insurance plans change frequently. If you do not see your provider listed, please contact our office, and our team will gladly check your coverage and available options.
